Insurance coverage is a mutual owned by all policy holders that are owner members that enjoy savings by lower insurance payments fit to a policy holders needs. Interest on payments paid are applied to most policies and accumulate additional cash value to the policy or it is also an account that has cash value that can be used by the policy holder any cash needs

(FREE ANALYSIS for personal financial protection that includes Free cash savings from the insurance payments of protection.).

The analysis requires less than 15 minutes to evaluate and requires no obligation to purchase without personal approval. Easy payment plans for protection is available and also many side free benefits not related to insurance is available to the policy holder plus any family members). A variety of policies are available without any health exams required. A few policies may be up graded coverage and upgrade to another policy without change in age requirements that are locked from the previous policies

All payments received from any policy insured coverage is income tax free from any IRS yearly tax reports.